The Ins and Outs of Credit Scores and Gambling without the Financial Jargon

 How to Protect Your Financial Future

Rebuilding your life in recovery can often lead to challenges around your finances, especially when it comes to your credit score. This article will walk you through the ins and outs of how credit scores are impacted by gambling, without any financial jargon. <h3>Does Gambling Affect Your Credit Score?</h3>Now, let's get to the question at hand: Does gambling affect your credit score directly? The straightforward answer is no. Gambling does not impact your credit score. While gambling itself doesn't directly influence your credit rating, the associated financial behaviours that can lead to debts can potentially affect it. These might include:<ul><li>Cash Advances</li><li>Casino Credit Facilities</li><li>Payday Loans</li><li>Missed Payments</li><li>Cash Withdrawals</li></ul> <h3>Signs That Gambling is Affecting Your Finances</h3>There are several ways in which gambling can lead to financial strain, including betting more and more, chasing the "next big win", and falling into a cycle of debt and loss chasing. To avoid financial difficulty, it's essential to be aware of the warning signs of gambling related financial harm, such as increased borrowing and neglecting bills.Your day-to-day necessities, such as food and household bills, should always take precedence over gambling. If you're starting to worry about how gambling might be influencing your credit score, keep in mind that missing payments and accumulating debt will have consequences. For those thinking about major financial commitments like a mortgage, it's worth considering that lenders look closely at your financial history and stability. <h3>How to Protect Your Credit Rating </h3>Managing your credit rating and finances is an important part of your financial well-being. Here are some tips to help you maintain good credit score by avoiding negative marks on your credit report:Pay Your Bills on TimeBe sure to pay all your bills, including credit cards, loans, and utility bills, on time to avoid late fees and negative marks on your credit report.Maintain Low Credit Card BalancesKeep your credit card balances low compared to your credit limit. A high credit utilisation ratio can negatively impact your credit score.Regularly Check Your Credit ReportsYou are entitled to a free credit report annually from each of the major credit bureaus.Limit New CreditAvoid applying for multiple credit cards or loans within a short period. Each application results in a hard inquiry, which can temporarily lower your credit score. Consider Length of Credit HistoryTry to keep your oldest credit accounts open to maintain a longer credit history, as it can positively affect your credit score.Talk with CreditorsIf you are having difficulty paying your bills, try talking with your creditors for a lower interest rate or a more manageable payment plan.Avoid Closing Old AccountsClosing old or unused credit accounts can negatively impact your credit score. Consider keeping them open but with minimal or zero balance.Use Financial ToolsTo help you build a good credit score, we want to introduce you to a helpful tool called <a href="https://www.loqbox.com/en-gb/?affiliate_ref=103455342&amp;affiliate_source=692678446&amp;utm_source=partner+uk&amp;utm_campaign=gamban+uk&amp;utm_id=gamban+uk">Loqbox</a>.In the UK, Loqbox has both free and paid membership options, offering four credit building tools.<ol><li>Loqbox Save works the same way as its Lite counterpart, except there are no fees when unlocking your savings into an existing bank account. Over 12 months you make monthly payments that are reported to the credit agencies, and at the end, you unlock your savings.</li><li>Loqbox Spend is an interest-free credit account, part of the paid membership at an affordable £2.50 per week subscription. It grants you access to all the available resources whilst boosting your score. </li><li>Loqbox Rent makes your monthly housing payments work towards your credit score goals by reporting your rent payments to Experian, helping you to improve your credit history over time.  </li><li>Loqbox Coach provides easy to follow steps to improve your financial health and helps to plan your next steps with a personalised financial plan especially tailored to you. </li></ol> Coming to terms with how gambling is affecting your finances can be tough. If you think something like Loqbox might help, and you’re interested in learning more about your financial health and how to take steps to actively improve it, visit their <a href="https://www.loqbox.com/en-gb/?affiliate_ref=103455342&amp;affiliate_source=692678446&amp;utm_source=partner+uk&amp;utm_campaign=gamban+uk&amp;utm_id=gamban+uk">website</a>.Gambling can impact our relationship with money in many ways. But in recovery, getting the right habits in place will mean you can look after it and build for the future. Affiliate Link Disclosure: We believe in transparency on the web, so we’re disclosing that this post contains affiliate links to products or services. In this case, this means that, at no additional cost to you, we will get a referral fee from Loqbox if you decide to sign up. We only recommend products or services that we believe will add value to our users.

Does Gambling Affect Your Credit Score?

How To Help A Loved One With Gambling Addiction

Knowing that someone you care about is struggling with gambling addiction can be difficult. So when they take a brave step towards recovery, you want to support them as much as you can. If your loved one - be it a family member, close friend, or partner - is in the midst of their recovery, knowing how best to support them can feel difficult. So, here we've listed some great ways you can help them along in their journey.<h3 class="thin">8 Ways to Help a Loved One Recover</h3>1. Understanding Gambling AddictionEmpathy is the key to helping a friend or family member suffering from any addiction. It is important to understand <a href="https://gamban.com/blog/gambling-and-mental-health">what an addiction to gambling entails</a>, even if we find it hard to accept that a loved one has fallen into behaviours that have caused problems for themselves and those around them.  Instead of feeling anger or disappointment towards them, it is better to focus on the difficulties they face. By doing so, we can better help them during their recovery and be a source of inspiration and support. After all, they are not bad people trying to be good but rather sick people trying to get well.2. Asking Questions Without JudgementIt's important to show care by asking questions, but it's just as vital to understand and respect their limits. Each person's path to recovery is different, and sometimes they might not be in the mood or feel comfortable discussing it. Even if they're not ready to talk, let them know you're always there to listen when they are. Hearing something like, "Whenever you feel like sharing, know that I'm here for you," can be reassuring.And when they're ready to talk:<ul><li>Cultivate a Safe Environment</li></ul>Before you start any conversation, ensure that the setting is comfortable for both of you. This means both physically – perhaps a quiet, private space – and emotionally, where they feel safe to express their feelings.<ul><li>Use Open-Ended Questions</li></ul>Questions that can't be answered with a simple 'yes' or 'no' encourage deeper conversation. Instead of asking, "Did you gamble today?", you might say, "How did you feel about gambling today?"<ul><li>Avoid Leading Questions</li></ul>Leading questions can unintentionally influence their response. For example, instead of asking "You didn't gamble today, did you?", a more neutral question would be "How was your day in terms of dealing with your urges?"<ul><li>Listen Actively</li></ul>Active listening involves fully concentrating, understanding, and responding to what the other person is saying. It means not just hearing the words, but also catching the emotions behind them. Nodding, maintaining eye contact, and giving feedback are all signs of active listening.<ul><li>Reserve Personal Opinions</li></ul>While you may have strong feelings about the situation, allowing them to share their experience without the fear of criticism is important. If they sense disapproval, they may shut down or become defensive.<ul><li>Be Patient</li></ul>It's possible they might not always have immediate answers to your questions. Give them the time they need to think and respond. Their journey is personal and intricate, so respect the pace at which they're comfortable sharing.While you intend to support them, ensuring that they never feel pressured or overwhelmed by your questions is crucial. Their comfort and well-being should always come first.3. Discussing Signs of Gambling AddictionRecognising and addressing gambling addiction can be challenging, mainly when the person affected is unaware of the problem or the nature of the addiction. Approaching the situation carefully, rather than simply telling our loved one to stop gambling, can help them overcome the issue and take the important step toward a more fulfilling life.We can support those who are unaware of their addiction and those who are ready to take steps towards recovery by discussing the signs of gambling addiction, such as financial problems, work-related conflicts, family problems and isolation, and relating them to the impact it has on their lives. Understanding the nature of the addiction can help an individual become more self aware and, in turn, take control of their recovery. 4. Joining and Encouraging New ActivitiesFor those struggling in recovery from a gambling addiction, finding ways to fill time is essential. By engaging in activities that do not involve gambling, such as exercising, reading, socialising with friends, or taking a long walk, someone can rediscover more fulfilling habits. Joining and encouraging your loved one in these activities can help create a stronger bond and a sense of support. 5. Educate OthersThe more people in your loved one's circle who understand their situation, the better. Discuss the situation with mutual friends or family (with their permission) to ensure everyone is on the same page. This isn't about spreading gossip but about creating a support system. Always prioritise their comfort and privacy, sharing only with trusted people and ensuring your loved one approves what's being shared and with whom.6. Avoiding TriggersEven with a strong determination to quit gambling, certain places and atmospheres can challenge your loved one's resolve. Being close to casinos, slot machines, or bingo halls may tempt them or, at the very least, make them uncomfortable. Support them by helping to steer clear of these triggers. Consider letting them know about self-exclusion registration. Tools like Gamban or transaction blocks from banks effectively limit access to online gambling platforms, with self-exclusion banning them from physical locations. Many <a href="https://gamban.com/blog/ban-yourself-from-online-gambling">resources</a> are available to help keep both online and offline gambling temptations at bay.7. Being SupportiveDuring the challenging journey of overcoming addiction, providing unwavering support to those struggling is a challenge but it is essential. Empathy, kindness, and encouragement can make all the difference in helping them navigate through the stress and distress they may experience, including as a result of any relapses. Try to avoid reinforcing negative self-perceptions your loved one may have by criticising them if they relapse, as this may cause them to give up on quitting and lead them to gambling even more.8. Providing Resources and Professional HelpIt's important to let your loved one know that <a href="https://gamban.com/blog/gambling-helplines-finding-help-near-you">resources are available</a> to help them with their gambling problem. Seeking professional help can provide treatment options tailored to their specific needs, including individual therapy, group sessions, financial counselling, and other recovery methods. These experts can equip them with the tools and strategies to manage their gambling urges, identify and address underlying issues, and prevent relapse. <h3 class="thin">Make Sure You're Looking Out For Yourself Too</h3>Gambling addiction is an addictive behaviour that can arise due to various factors, and helping someone struggling with this issue can have a positive impact on their lives but also a significant impact on yours.While it's essential to remember that it's not your job to change someone's behaviour, you can help in numerous ways. It's important to keep in mind that you're not alone in wanting to care for a loved one. There are support services out there that can be of great help to both of you.If you're facing any difficulties, know that you don't have to go through it by yourself, and there's <a href="https://gamfam.org.uk/">help and support available for you</a> too.

8 Ways to Support Loved Ones Through Gambling Recovery

Discovering the Power of Podcasts on Your Road to Recovery

Podcasts to Help You on Your Path to Recovery 

Podcasts have become a powerful tool for education, information and inspiration. When facing challenges such as a gambling addiction, turning to a podcast can offer insights and support. If you or a loved one is struggling with gambling or in the recovery process, you may wish to consider podcasts on the topic.Wondering how listening to a podcast can help with your recovery journey? We’ll explain in this blog, and recommend some essential podcasts to check out.Listening to others share their <a href="https://gamban.com/blog/guest-blog-mitchell-symons">personal experiences</a> with gambling addiction can help to deepen your understanding. Knowing that you are not alone can also be comforting during difficult times.Many podcasts about gambling addiction feature experts - therapists, counsellors or researchers - who can offer valuable insights into addiction and the road to recovery. This information can equip you with knowledge and <a href="https://gamban.com/blog/belts-and-braces-why-more-than-one-tool-can-be-helpful">tools to address your challenges</a>. One of the best things about podcasts is that you can listen at your own pace, whether commuting to work, exercising or simply relaxing at home. Meaning that support and information are there at your convenience.If you're struggling with gambling addiction and find it difficult to talk to anyone about it for <a href="https://gamban.com/blog/gambling-shame-and-stigma">fear of being judged</a>, these podcasts can offer you a private way to seek out information and resources that can help you take the first step.And if you're already in the early stages of your recovery, many podcasts offer practical advice on controlling urges, avoiding triggers and building a gambling-free life. Some podcasts have built communities where listeners can share their experiences, ask questions and support each other. This sense of community can be a lifeline of support if you are <a href="https://gamban.com/blog/gambling-and-mental-health">battling feelings of loneliness</a>.As you move forward in your recovery journey, new episodes can remind you why you decided to quit and the importance of staying the course.Hearing about others who have successfully overcome their gambling addiction can also instil hope. These success stories demonstrate that recovery is possible, which can inspire you to keep going. <img src="https://web-cdn.gamban.com/img/1c611589-ca73-4b63-8008-bd3739dbfad2.jpg" />Here is a list of podcasts that we hope can help: <ul><li><a href="https://endgamblingharm.com/all-in/">All In Podcast </a></li></ul>A conversation about gambling addiction and how it affects the individual, their family, and society.<ul><li><a href="https://thebrokegirlsociety.com/">The Broke Girl Society</a></li></ul>A podcast about women’s gambling addiction, featuring conversations with those still struggling, sharing ideas for recovery and positive life changes.<ul><li><a href="https://www.theinvisibleaddiction.com/">The Invisible Addiction</a></li></ul>Podcasts for people who've experienced gambling harm and can identify with stories that will echo their own experiences.<ul><li><a href="https://open.spotify.com/show/6zgl8JzFiDKYFJ2bi4C87c">All Bets Are Off</a></li></ul>Established in April 2020 as a gambling addiction recovery podcast, features content that covers personal stories, chats with specialists, and arguments for change.<ul><li><a href="https://quitgamble.com/">Quit Gamble</a></li></ul>QuitGamble.com is an online community that offers support, resources, and a safe space for those who want to overcome gambling addiction. Members can connect with others, access video courses, and join groups and chats.<ul><li><a href="https://open.spotify.com/show/7rMOy6CZTNZUxZYyfBLqne">The Problem Gambling Podcast</a></li></ul>A podcast exploring issues surrounding gambling addiction and gambling-related harm.  While podcasts alone are not a substitute for therapy or <a href="https://gamban.com/blog/gambling-helplines-finding-help-near-you">professional help</a>, they can be a valuable addition to your recovery — providing a mix of personal stories, expert advice, and inspiring content. Whether you are at the beginning of your recovery journey or already well on your way, give a podcast a listen - it may provide you with the insight or inspiration you need.

The Positive Impact of Gambling Recovery Podcasts

Podcasts to Help You on Your Path to Recovery

Taking a Closer Look at the Link Between Gambling and Mental Health

The Hidden Costs of Online Gambling  

While many view gambling as a simple pastime, its repercussions go far beyond the immediate thrill or disappointment. If you're battling feelings of depression, anxiety, or loneliness and notice an increasing reliance on gambling as an escape, then know this: you are not alone. In this blog we will explore the relationship between gambling and mental well-being, shedding light on how gambling can impact our emotional state.  <h3 class="thin">The Link Between Addictive Activities and Mental Health</h3>Gambling can provide a rush of adrenaline and a surge of <a href="https://www.sciencedirect.com/science/article/abs/pii/S0278584619305275">dopamine</a>. It's natural to feel excitement and anticipation at first, which can provide a temporary escape from the stresses of life. However, as you chase losses and gamble more frequently, you might end up in a cycle where mental health challenges only amplify the problem.If gambling is causing you problems, you — and many others like you — might also be dealing with some of the following challenges:<ul><li>Depression </li></ul><a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1020652/Gambling-evidence-review_harms-report.pdf">Research</a> consistently highlights the deep ties between problem gambling and depression, with each amplifying the effects of the other. When you are feeling low, it's easy to see how gambling might provide a brief escape or a distraction from that, like a form of self-medication. Yet this is likely to exacerbate depression in the longer term, as the distance opens up between you and your loved ones and financial harms start to impact your life.<ul><li>Anxiety and Stress </li></ul>Every bet raises the stakes, not just in cash terms but for your emotions too. Constant worry about mounting debts, feeling the need to hide the truth from those you care about, and the unpredictability of each bet can be overwhelming. The panic brought on by losing more than you can afford, finding yourself chasing losses despite promising yourself you wouldn’t, or simply dealing with the fallout after a gambling session can all intensify the strain on your emotions and mind.<ul><li>Social Isolation </li></ul>Do you find yourself pulling away from friends and family, hiding your actions out of embarrassment or shame? This kind of isolation can amplify feelings of loneliness, taking an even greater toll on your mental well-being and pushing you further towards self-medicating with gambling. And those relationships that once felt like safe havens? They can become tense, adding another layer of emotional distress.<ul><li>Decreased Self-Esteem </li></ul>As losses accumulate, you might start questioning your decision-making abilities, worth, and value to your loved ones and self-esteem. Such continuous self-reflection can chip away at your confidence, leaving you more vulnerable to additional mental health challenges.<ul><li>Substance Abuse and Gambling </li></ul>There's a deep connection between problem gambling and substance abuse. If you've ever sought solace in drugs or alcohol to cope with the overwhelming guilt, shame, or anxiety brought on by your gambling, please understand you're not alone. Combining these challenges can intensify the strain on your mental health, but recognising this is a crucial step towards seeking help and healing. It's clear that the effects of gambling go beyond the simple act of placing a bet. The intertwining of these emotional, psychological, and financial aspects can sometimes lead you down a challenging path. But the most crucial takeaway is that help is out there, and there's always hope. No matter how deep or dark the situation may seem, many people like you have sought help and are better off for it. <img src="https://web-cdn.gamban.com/img/3e45ed12-722e-4c57-bfad-97ef6eab88c7.jpg" /><h3 class="thin">Seeking Help</h3>Problem gambling and mental well-being are deeply intertwined. It's a tough cycle to break, but having open <a href="https://gamban.com/blog/i-think-i-have-a-gambling-problem-who-can-i-talk-to">communication with loved ones</a> and looking for support can be a positive step towards overcoming it.  If you're facing such challenges or know someone who is, seeking <a href="https://gamban.com/blog/gambling-helplines-finding-help-near-you">professional help</a> is essential, and therapies and counselling can provide tools and strategies to combat addictive behaviours. It is important to know that you are not alone on this journey and that many resources are <a href="https://gamban.com/blog/ban-yourself-from-online-gambling">available to help you</a>.

Gambling and Mental Health

The Link Between Addictive Activities and Mental Health

Tips and Support to Keep You on Track in Your Recovery Journey

Finding A Way Back: Understanding and Overcoming Gambling Relapses

Everyone on the path to recovery hits some bumps along the way. If you're grappling with a gambling addiction, you might often feel the urge to gamble, even knowing the consequences. We know that overcoming gambling addiction can be difficult, and avoiding relapse is one of the biggest challenges. In this blog, we will explore why some people might fall back into old habits, help you spot the warning signs and share some tips and support to keep you on track in your recovery journey.<h3 class="thin"> Understanding Gambling Relapses</h3>When it comes to gambling addiction, a relapse means slipping back into gambling after some time away. Like any addiction, gambling can be challenging to overcome completely, and if you've had a setback, don't lose hope.<h3 class="thin"> Causes of Gambling Relapses</h3>Slipping back into gambling can be triggered by a mix of outside influences and our own feelings. Maybe it's money troubles, an argument with a loved one, or just passing by a gambling venue or seeing an ad that triggers an urge. On the other hand, feeling down, stressed out, or even just bored can nudge anyone toward old habits. So, for everyone on this recovery journey, it's important to stay alert, recognise your triggers, and have a plan.<h3 class="thin"> Signs of Gambling Relapses</h3>Recognising the warning signs of a potential gambling relapse is crucial in preventing it from escalating. Some common signs include:<ul><li>Constantly thinking about gambling.</li><li>Being increasingly secretive about finances.</li><li>Borrowing money or selling personal items to support gambling habits.</li><li>Neglecting personal and social responsibilities.</li><li>Lying to loved ones about gambling activities.</li><li>Feeling irritable or restless when attempting to reduce or quit gambling.</li></ul> <h3 class="thin">Coping Strategies for Gambling Relapses </h3>If you or someone you know is struggling with a gambling relapse, remember that help is available. Here are some coping strategies to navigate through these difficult moments:<ul><li><a href="https://gamban.com/blog/i-think-i-have-a-gambling-problem-who-can-i-talk-to">Reach out for support</a>: Talk to friends, family, or a support group about your feelings and struggles. Having a solid support system is vital in maintaining recovery.   </li><li>Identify triggers: Be aware of your triggers and avoid situations or environments that might tempt you to gamble.  </li><li><a href="https://gamban.com/blog/gambling-helplines-finding-help-near-you">Seek professional help</a>: Consider seeking help from a therapist or counsellor specialising in addiction. They can provide valuable insights and coping mechanisms tailored to your individual needs.  </li><li>Limit access to money: If you find it challenging having cash at your disposal, consider giving control of your finances to a trusted family member or restricting your spending on gambling using <a href="https://gamban.com/blog/block-gambling-transactions">gambling-blocking solutions</a> offered by your bank.  </li><li>Practice self-care: Engage in activities that promote relaxation and well-being, such as exercise, meditation, hobbies, or spending time with loved ones.   </li><li>Set realistic goals: Celebrate small victories and set achievable goals in your recovery and other areas of life.   </li><li>Relapses are a learning opportunity: Use a relapse to learn from the experience and identify areas that need further attention.  </li></ul>Overcoming gambling addiction and preventing relapse is an ongoing journey that requires dedication and support. Understanding the causes and recognising the signs of gambling relapses before they occur can help you and many others take proactive steps to deal with gambling urges. Seeking help is a sign of strength, not weakness, and a supportive community is ready to help you through your recovery journey.

Struggling with a Gambling Relapse? 

Self-exclusion Programs Available Across Different American States

Gambling self-exclusion schemes are available throughout the US

Taking Control - A Guide to Gambling Self-Exclusion Programs in America

Gambling self-exclusion schemes are available throughout the US

Get Ready For Some Exciting New Features Coming To Gamban

Revamped For Your Recovery

We're thrilled to be sharing some exciting news with you today.  We’ve been working tirelessly behind the scenes to bring you an incredible Gamban update packed with amazing new features. We can't wait to share them with you!While we can't reveal all the details yet, rest assured that this coming update will change how you use Gamban. We have listened to your feedback and suggestions, and have incorporated many of them into Gamban to provide an even better experience.We're very excited about the update and are confident it will take Gamban to the next level. Rest assured, we'll be sharing more details and instructions on how to access the update in the coming weeks.In the meantime, stay tuned to our <a href="https://twitter.com/gambanapp?ref_src=twsrc%5Egoogle%7Ctwcamp%5Eserp%7Ctwgr%5Eauthor">social media channels</a> and website for exciting sneak peeks, additional content, and the latest news on the upcoming release. We’re excited to see your reaction!

Gamban’s Biggest Update Yet!

Find a Gambling Helpline Near You

Are you struggling with gambling addiction? Find a Gambling Helpline near you

The first step on the road to recovery is recognising that there is a problem. Gambling addiction, like any other addiction, can be challenging to acknowledge. It often hides in plain sight, camouflaged as a harmless hobby, an escape from stress or by loss chasing. The shift from casual gambling to problem gambling can happen quickly, making it even more difficult to spot. By acknowledging that you're caught in a relentless cycle where gambling is no longer just a recreational activity but a compulsive need, you've taken the most crucial step toward a healthier and balanced life.But having acknowledged the issue, asking for help might seem daunting. But there is no shame in doing so. It takes courage and strength to confront our issues, and that's exactly what you're doing when you seek help. It shows your willingness to change, to focus on self-improvement, and to work towards regaining control over your life.Now that you’re ready to talk to someone, where do you start?<h3 class="thin">Gambling Helplines</h3>Many countries offer a Gambling Helpline for those struggling with gambling addiction. These helplines are generally available around the clock, providing immediate assistance, guidance, and support whenever needed. Whether you're dealing with an urgent crisis or simply need someone to talk to about your struggles, these helplines can be a lifeline, helping you navigate your recovery.Aside from these, numerous non-profit organizations and recovery groups also operate helplines for those affected by gambling problems. Many offer additional resources, such as connections to support groups, assistance with financial management, and help in developing a recovery plan.Here is a list of some of the major gambling helplines you can call, sorted by country. <img src="https://web-cdn.gamban.com/img/128c5e7c-c6ba-404c-bf70-51d65485ffb3.jpg" /> Country - UK  National Helpline - GamCare Languages Offered - EnglishGamCare offers free information, support and counselling for people who have problems with gambling in the UK. Gamban can be accessed for free through GamCare’s National Gambling Helpline.Phone number - 0808 8020 133Open 24/7Services Offered - Phone / SMS / Live Chat / EmailFind out more about GamCare here - <a href="https://www.gamcare.org.uk/talk/">talkbanstop.com</a><img src="https://web-cdn.gamban.com/img/ff2a84ea-1f8c-4897-97f5-bcb47882001d.jpg" /> Country - US National Gambling Helpline Languages Offered - English The National Gambling Helpline offers free practical advice and support to anyone affected by gambling across all states in the US.Phone number - 1-800-GAMBLEROpen 24/7Services Offered - Phone / SMS Find out more about National Gambling Helpline here - <a href="https://www.ncpgambling.org/help-treatment/national-helpline-1-800-522-4700/">https://www.ncpgambling.org/help-treatment/national-helpline-1-800-522-4700/</a>  <img src="https://web-cdn.gamban.com/img/631679b5-8ffc-495f-ad32-2b4d768c5f9c.jpg" /> Country - Canada Canada Safety CouncilWhile Canada doesn’t have a centralised helpline, there are still many options available for you. Follow the link below to find the helpline in your area - <a href="https://canadasafetycouncil.org/gambling-addiction/">https://canadasafetycouncil.org/gambling-addiction/</a> <img src="https://web-cdn.gamban.com/img/930cb78f-0ba7-43dd-a3ab-801deed0c88a.jpg" />Country - Australia Gambling Help Online Languages Offered - English / Interpreter Service AvailableGambling Help Online offers free information, guidance and specialist treatment for people experiencing problems with gambling in Australia. Phone number - 1800 858 858Open 24/7Services Offered - Phone / SMS / Live Chat Find out more about Gambling Help Online  here - <a href="https://www.gamblinghelponline.org.au/">https://www.gamblinghelponline.org.au/</a>   <figure class="image"><img src="https://web-cdn.gamban.com/img/a1c9716b-4ec8-4c79-a84f-c4ca793fa30e.jpg" /></figure>  Country - New Zealand PGF Services Languages Offered - English / Cantonese Chinese / Chinese / Korean / Japanese / Mandarin Chinese / Samoan / Tongan / Thai / Hindi / VietnamesePGF Services offers free information, resources, tools and support for people experiencing problems with gambling in New Zealand.Phone number - 0800 664 262Open between 8.30 am and 5.00 pm, Monday to FridayServices Offered - Phone / SMS / Live Chat Find out more about PGF Services here - <a href="https://www.pgf.nz/">https://www.pgf.nz/</a>   <figure class="image"><img src="https://web-cdn.gamban.com/img/bb2f020f-c6bb-4d21-8bec-86c2fe816be5.jpg" /></figure>  Country - Spain Fejar Languages Offered - Spanish / Catalan / Basque / Galician / EnglishFejar offers free, anonymous, and confidential support for people who have problems with gambling in Spain.Phone number - 900 200 225Open 24/7Services Offered - Phone AvailableFind out more about Fejar here - <a href="https://fejar.org/">https://fejar.org/</a>  <img src="https://web-cdn.gamban.com/img/9979a172-3a21-4de6-a6db-d870a18c1a98.jpg" /> Country - France SOS Joueurs Languages Offered - FrenchSOS Joueurs offers free information, support and resources for people who have problems with gambling in France.Phone number - 09 69 39 55 12Open 24/7Services Offered - Phone / EmailFind out more about SOS Joueurs here - <a href="https://sosjoueurs.org/">https://sosjoueurs.org/</a>   <figure class="image"><img src="https://web-cdn.gamban.com/img/e8624b2f-443d-49b4-a586-df5300270b75.jpg" /></figure>  Country - Germany ​​Gluecksspielsucht Languages Offered - GermanGluecksspielsucht offers free guidance and counselling for people experiencing problems with gambling in Germany.Phone number - 0800 0776611Open 24/7Services Offered - Phone AvailableFind out more about ​​Gluecksspielsucht  here - <a href="https://www.gluecksspielsucht.de/">https://www.gluecksspielsucht.de/</a>  <figure class="image"><img src="https://web-cdn.gamban.com/img/283eaa72-8d0d-4d30-8ab4-6c90c965cb10.jpg" /></figure>  Country - Finland Peluuri Languages Offered - Finnish / English / SwedishPeluuri offers free tools, support and counselling for people who have problems with gambling in Finland.Phone number - 0800 100 101Phone Available - Mon-Fri 12-6 pmLive Chat Available - Mon, Wed and Fri from 12-3 pmServices Offered - Phone / Live Chat Find out more about Peluuri  here - <a href="https://www.peluuri.fi/">https://www.peluuri.fi/</a><img src="https://web-cdn.gamban.com/img/3ed683e2-a746-4462-a041-a45829831ad3.jpg" /> Country - Norway Hjelplinjen  Languages Offered - Norwegian / EnglishHjelplinjen offers free information, support and counselling for people who have problems with gambling in Norway.Phone number - 0800 24 000 22Phone Available - Mon - Friday, 9 am to 6 pm Live Chat Available - Mon - Friday, 11 am to 3 pmServices Offered - Phone / Live Chat / EmailFind out more about Hjelplinjen here - <a href="https://hjelpelinjen.no/">https://hjelpelinjen.no/</a>  <figure class="image"><img src="https://web-cdn.gamban.com/img/51c44e71-7510-4425-b8f6-75e1d619e802.jpg" /></figure>Country - Sweden Stodlinjen Languages Offered - Swedish / English / Interpreter Service AvailableStodlinjen offers free information, anonymous, and confidential counselling for people who have problems with gambling in Sweden.Phone number - 900 200 225Phone Available - non-holiday days, Monday 9 am to 7 pm, Tuesday 9 am to 5 pm, Wednesday 9 am to 5 pm, Thursday 11 am to 7 pm and Friday 9 am to 3 pm.Services Offered - Phone Find out more about Stodlinjen  here - <a href="https://stodlinjen.se/">https://stodlinjen.se/</a> <figure class="image"><img src="https://web-cdn.gamban.com/img/b556480b-25cf-4ba3-869d-59ded659103e.jpg" /></figure>Country - Netherlands Loket Kansspel Languages Offered - Dutch / EnglishLoket Kansspel offers free information, help, guidance and support for people who have problems with gambling in the Netherlands.Phone number - 0800 24 000 22Open 8 am and 12 pm.Services Offered - Phone / SMS / Live Chat Find out more about Loket Kansspel  here - <a href="https://www.loketkansspel.nl/">https://www.loketkansspel.nl/</a> No matter where you are in the world, there is always someone available to support you towards recovery. Gambling Helplines exist to provide guidance, resources, and customised treatment plans to individuals struggling with gambling addiction.  Professional help can take many forms, including one-on-one therapy, group meetings, financial advice, and other recovery techniques that offer strategies and resources to help control gambling urges, identify root issues, and avoid relapse.  By seeking help and openly discussing what you’re going through, you can gain the necessary support and empathy to overcome addiction. Remember that you are not alone in this journey. Whether it's yourself, a friend or a family member, it's never too late to ask for help.

Gambling Helplines - Finding Help Near You

Red Flags for Parents to Watch Out For

Spotting the Signs

As the internet continues to evolve, becoming more important in our day-to-day lives, it's not surprising that new forms of gambling have emerged, some of which may appeal to your children.While gambling addiction can affect anyone, with the introduction of loot boxes and loot crates, E-sports betting, social casinos and skins betting, young people now run a higher risk than ever of developing a <a href="https://kmb.camh.ca/ggtu/knowledge-translation/youth">gambling addiction</a>.  As the line between gambling and gaming becomes increasingly blurred, it's important to stay in the know about the trends in the way younger people are gambling. Some of the most common ways are as follows:Loot Boxes and Loot CratesA loot box is a virtual item in video games that can be purchased with real or in-game currency. Inside loot boxes, you'll find a random assortment of virtual items, such as weapons, costumes, or other useful or cosmetic gear for the game.The gambling aspect comes into play because players don't know exactly what they'll receive when they purchase a loot box - it's a game of chance. Some items are common and not very valuable, while others are rare and highly sought after. This randomness mirrors the nature of slot machines or lottery tickets in gambling, where players spend money without knowing the outcome, hoping for a valuable or beneficial result. It's the thrill of potentially high-value rewards that can make loot boxes addictive, just like traditional forms of gambling. Skins BettingSkins betting is a form of online gambling that involves virtual goods, known as "skins" which are used to change the appearance of characters or weapons in video games. These skins can be won in the game, found in loot boxes, traded with other players, or purchased with real money.With skins betting, the virtual items are used as a kind of currency to bet on the outcome of professional matches or in online casino-style games. The value of skins can vary greatly based on their rarity, demand, and the game they're associated with. While many young people may not be able to gamble due to being unable to provide a payment method, skins are far more accessible, with many of the websites used being untrustworthy and offering little to no safeguarding. E-sports BettingE-sports betting is a form of gambling that involves placing wagers on the outcomes of competitive video game matches or tournaments, which are known as E-sports. Just like traditional sports betting on games of football or basketball, people can bet on which team they think will win, who will score the most points, and so on.The reason E-sports betting can be particularly attractive to young people is that many youths are passionate fans of video games. They often follow their favourite E-sports teams and players closely, just like fans of traditional sports.Social Casino GamesSocial casinos are online games that mimic traditional casino gambling, but are played on social platforms or mobile apps. These games include popular casino games like poker, slots, blackjack, and roulette. While these games are usually free to play, they often encourage players to purchase in-game currency or other virtual goods to enhance their gameplay or increase their chances of winning. The in-game currency typically has no real-world value, meaning players can't cash out their winnings like in a real casino. You could argue that this "emulation" of gambling acts as a gateway to real gambling. <h3 class="thin">Are you concerned about your child having a gambling problem? </h3>In the fast-paced world of <a href="https://gamban.com/blog/gaming-and-gambling">gaming</a>, it's crucial to recognise the difference between a harmless activity and a potential problem for your children. Certain signs might point to gambling addiction. These can be behavioural, emotional, or financial. Below, we've listed out some common signs that might indicate your child has an issue with gambling.Increased Time Spent Online If your child is spending more time than usual playing games online, especially games known to contain elements of gambling such as loot boxes, skins, or betting on E-sports.Unexplained Charges or Financial ChangesThis could be unexplained charges on credit cards, a sudden lack of money, a sudden increase in money, or a keen interest in the value of virtual items within games.Mood ChangesSignificant changes in mood or behaviour can be a sign of a gambling problem. This can include increased irritability, frustration or restlessness, especially if they can't play their games.Secrecy About ActivitiesIf your child is being overly secretive about what they're doing online, it might be a sign that they're involved in activities they know you wouldn't approve of, like gambling.Neglected ResponsibilitiesIf you notice a decline in their school performance or if they're neglecting other responsibilities, hobbies, or activities they used to enjoy, this could be a sign of problem gambling.Desperation for MoneyIf they seem unusually desperate for money, it might be because they've lost money gambling and are trying to recoup their losses. When a young person develops a gambling problem, the consequences can be far-reaching and deeply impactful, leading to depression, anxiety, and severe stress, affecting various aspects of their current life and future.<h3 class="thin"> Making a Change</h3>It's important to recognise that as a parent, guardian, or influential adult in a child's life, you possess the power to affect significant change, especially when your child is grappling with a gambling addiction. Recognising the problem early and taking proactive steps can drastically improve the situation and help your child in regaining control over their life. <img src="https://web-cdn.gamban.com/img/e8c1b384-7e3b-4e7d-a510-49e344482ad9.jpg" />When addressing sensitive topics such as gambling addiction with your child, the principles of empathy and openness are paramount. These two qualities set the foundation for a constructive and supportive dialogue that can facilitate your child's understanding and acceptance of the problem, and their willingness to seek help.Approaching these conversations with empathy and openness does more than just facilitate communication. It can also strengthen your relationship with your child, making them feel loved, understood, and supported. It fosters a sense of trust and comfort that makes it easier for your child to admit they have a problem and to agree to seek help.It's important to note that these conversations can be challenging and emotionally charged. Patience is key. If you feel unequipped to handle these discussions, consider seeking help from a professional counsellor or therapist who is trained to navigate such sensitive situations. However, even in such cases, your empathetic understanding and openness remain pivotal in supporting your child's path to recovery.<h3 class="thin">Keeping an Eye on Your Child’s Finances</h3>The first step in this journey is establishing firm ground rules around money. It's important to foster open and honest conversations about financial management, teaching your child about the value of money and the consequences of excessive spending. Regularly monitoring their financial habits can provide early warning signs of potential gambling problems. Look for unusual spending patterns, recurrent cash withdrawals, or excessive secrecy around their expenses. It's advisable to restrict their access to credit cards, bank accounts, and excessive cash. <h3 class="thin">Guiding Your Child Away from Gambling Triggers</h3>Helping your child avoid potential gambling triggers is a crucial step in their recovery from gambling addiction. Triggers can be varied, ranging from specific environments and situations to emotional states such as stress or boredom.Start by encouraging your child to identify their personal triggers. Knowing what triggers the urge to gamble allows your child to develop strategies to avoid or cope with these situations.Next, try to create a safe and stable environment for your child. This could involve reducing exposure to gambling-related content, be it on television, in movies, or online. It might also mean avoiding places where gambling takes place, like casinos or betting shops or implementing software to block gambling websites such as <a href="https://gamban.com/blog/what-is-gamban">Gamban</a>.As part of this journey, it's a good idea to encourage your child to distance themselves from friends who gamble, especially at the start of their recovery journey. <h3 class="thin">Maintaining Control Over Time Spent Online</h3>In our increasingly digital age, controlling the amount of time spent online is a crucial aspect of managing a gambling addiction, especially given the ease and accessibility of online gambling platforms. Implementing strict boundaries around internet use can help limit exposure to potential triggers and provide a structured environment conducive to recovery.Encourage offline activities that can fill the time previously consumed by online gambling. These can be hobbies, sports, or any interests that can provide a sense of fulfilment and distract from the urge to gamble.There are many different types of <a href="https://gamban.com/blog/ban-yourself-from-online-gambling">tools and support</a> to suit anyone's needs and recovery journeys but above all, as a parent or guardian, your understanding, patience, and support are invaluable during this time.

Is My Child Gambling Online?

Is my child gambling online? Red flags for parents to watch out for

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